Prepaid credit cards for bad credit
If you are having bad credit history, yet you want a credit card to avoid carrying money with you always then the best option for you nowadays is to apply for prepaid credit card. Normally whenever you are applying for a credit card, the bank will always go through your credit history during the process of your application. If you are having a bad credit history your application will be rejected then and there.
However you can get the prepaid credit card where the bank is at no risk arising due to non payment or the failure of the payment. You fill in a certain amount in your card’s account and can go on for shopping. Many banks also offer you with some minimum balance as reward on applying for such a card. The application process takes hardly few minutes to get processed. However the card will take some time to reach you.